by downtonmortgages | Nov 21, 2023 | Mortgage
The positive impact of overpaying on your mortgage Did you know that many mortgage lenders offer the option to make partial overpayments without incurring penalties up to a certain amount? Whilst most mortgages permit you to overpay on your minimum monthly...
by downtonmortgages | Sep 19, 2023 | Mortgage
Is the new Mortgage Charter a help or a hindrance? On 23 June 2023 and following a meeting with the UK’s principal mortgage lenders and the Financial Conduct Authority (FCA), the Chancellor announced a new Mortgage Charter. What is the Mortgage Charter? Many...
by downtonmortgages | Aug 14, 2023 | Mortgage
Variable Rate Mortgages With mortgage rates at their highest in 15 years, we look at why it is important to plan ahead. If you are about to come off a Fixed Rate mortgage and you are moving to a standard variable rate (SVR), you could find yourself paying a lot more...
by downtonmortgages | Feb 15, 2023 | Mortgage
When you review your current mortgage product (either because of changes to circumstances or the end of your current product period. Then there are options to review as to what the next steps should be. When it comes to the end of your current product, or you are on...
by downtonmortgages | Nov 15, 2022 | Mortgage
Rate Rise and Lender Withdrawals in turbulent times You may have seen a number of headlines in recent weeks, around mortgages and interest rates, designed to get a reaction from readers. Despite the headlines about rate rises and lender withdrawals, there are a...
by downtonmortgages | Oct 11, 2022 | Mortgage
Here to help first time buyers get onto the property ladder This is an exciting and great milestone moment in your life but buying your first home can also be quite overwhelming as your property is likely to be the most expensive thing you’ve ever bought! Here at...
