by downtonmortgages | Nov 21, 2023 | Mortgage
The positive impact of overpaying on your mortgage Did you know that many mortgage lenders offer the option to make partial overpayments without incurring penalties up to a certain amount? Whilst most mortgages permit you to overpay on your minimum monthly...
by downtonmortgages | Oct 10, 2023 | General Insurance
Do I need life insurance when I’m young and healthy? As with most things, “it depends”, but the lure of cheaper premiums when you’re healthy and in your 20s or 30s shouldn’t be underestimated. Read on to find out more…. Contact the team at Downton Mortgages &...
by downtonmortgages | Sep 19, 2023 | Mortgage
Is the new Mortgage Charter a help or a hindrance? On 23 June 2023 and following a meeting with the UK’s principal mortgage lenders and the Financial Conduct Authority (FCA), the Chancellor announced a new Mortgage Charter. What is the Mortgage Charter? Many...
by downtonmortgages | Aug 14, 2023 | Mortgage
Variable Rate Mortgages With mortgage rates at their highest in 15 years, we look at why it is important to plan ahead. If you are about to come off a Fixed Rate mortgage and you are moving to a standard variable rate (SVR), you could find yourself paying a lot more...
by downtonmortgages | Jul 11, 2023 | General Insurance
Do I need Critical Illness cover? We never know what’s around the corner when it comes to our health. Have you considered what expenses you would need to cover if you were critically ill and were unable to work? What impact would that have on your standard of living?...
